Compliance Console
At-a-glance visibility across footprint, constraints, and posture.
Platform supports 50/50 jurisdictions. Metrics below are computed for the selected company’s in-scope footprint (34 states).
Current snapshot: Compliant
Compliance Posture
Compliant
Explicit current state
Structured PI Rules
1,284
Rules
Coverage (In-Scope)
34
States
Active Constraints
87
Total
Binding Constraints
12
Current drivers
Cross-State Logic
5
Shared interactions
Yield Uplift
84
bps avg.
Deployable Balance
$42.3M
Compliant
Reallocatable capital under the current snapshot + ruleset.
State posture
In-scope heatmap
Colors reflect posture within the company’s 34-state footprint.
Compliant
High Risk
Non-Compliant
Out-of-Scope
What it shows
- 1 State-level posture and where constraints bind, not just a static map.
- 2 Policy updates + alerts separated from routine updates to reduce noise.
- 3 Traceable outputs — every pass/fail ties to a rule unit and a reasoning path.
Asset telemetry
PI bucket mix
Hover a slice to inspect current exposure by PI bucket and statutory category.
Grouped by
PI
bucket
Rule graph coverage
50-state rule graph coverage
California remains the open public structured-view state. The California library contains 128 structured PI rules in total; 12 appear in the public CA table below, while a separate Texas PI90 diff shows how the same bucket versions across jurisdictions.
California (CA) — Structured PI rule view
Showing 8 of 128 structured California PI rules. The public demo surfaces 8 representative CA rule units anchored to ruleset v2026.01.10.
PI concentration & aggregate eligibility caps
| PI bucket | Rule unit | Max % | Agg cap | Authority anchor |
|---|---|---|---|---|
| PI70 | Treasury securities | 35% | $0.5B | |
| PI90 | Eligible money market funds | 50% | $1.0B | |
| PI10 | Demand deposits | 100% | No separate agg cap | |
| PI80 | Prime commercial paper | 15% | $0.2B | |
| PI30 | Cash on hand & in transit | 25% | No separate agg cap | |
| PI40 | Total cash on hand + bank | 60% | $1.4B | |
| PI50 | Irrevocable standby LOC | 10% | $0.25B | |
| PI60 | Due from agents | 10% | $0.15B |
Public demo note: the California table is the open structured-view surface. Exact statutory text and subsection citations stay suppressed here and are verified in-product before export.
Versioned diff viewer
TX PI90 versioned change: Money market cap tightened
Before
PI90 max: 30%
Ruleset v2026.01.05
After
PI90 max: 25%
Ruleset v2026.01.10
Rule-level effect: this TX rule lowers the PI90 upper bound from 30% to 25%. The planner impact at right shows how that change carries into the selected snapshot.
Demo logic
California is the public table; Texas carries the versioned diff.
California stays as the stable public view. The Texas PI90 change shows how the same PI bucket can version differently under the same demo snapshot and ruleset anchor.
Public table
CA structured PI table
8 representative units from the 128-rule CA library.
Versioned diff
TX PI90 revision
Upper bound moves from 30% to 25%.
Selected state
SNAP‑8F21 + ruleset
Same snapshot and ruleset anchor.
ProofPack™ export
Reproduce the selected demo state.
Exports preserve the selected jurisdiction example, ruleset anchor, parsed constraint, and demo snapshot inputs.
Selected snapshot
SNAP‑8F21
Holdings + liabilities + prices
Derived constraints
87 total
34-state in-scope computation
Compliance note: Public demo hides full statutory text; verified source mapping remains in-product and in ProofPack™ artifacts.
Trace path explorer
Rule → Constraint → Planner impact
Uses the Texas PI90 example to show how one PI rule is translated, scoped, and merged into the final planner band.
Rule unit
Texas · PI90 · eligible money market funds
Rule family: concentration cap
Ruleset anchor: v2026.01.10
Legal anchor
Public demo anchor only
Exact statute and subsection withheld
Verified source mapping preserved in-product
Parsed constraint
cap(money_market) ≤ 0.25
scope: applies when TX is in-scope
type: PI concentration cap
Planner effect
This TX rule sets the upper bound at 25%
Combined feasible band after cross-state interactions: 8%–25%
Prior-ruleset compression: 5pp
Portfolio Planner
Move products. Watch the PI envelope react.
The left side starts from financial products and balance-sheet sleeves. As you drag allocations, the right side remaps them into the PI buckets used by the legal framework logic.
Planner mode
Product allocation → PI envelope → posture
Rule basis
Financial products on the left; PI on the right
!
Inputs below are product-level demo exposures synthesized from the uploaded legal framework table. The PI view is a modeled compliance visualization, not a final legal opinion.
Inputs
Allocation workspace
All inputs here are financial products. Drag product exposures on the left; the PI mapping and compliance posture update on the right.
Demand DepositsOperating balances held in bank deposit form.
12%
Savings AccountsReserve balances parked in savings-style accounts.
4%
Customer Reserve AccountsSafeguarded customer balances held in dedicated accounts.
8%
Certificates of DepositTerm bank deposits with fixed maturity structure.
4%
Bank Debt InstrumentsEligible senior bank obligations used as cash-adjacent exposure.
3%
Foreign Bank DepositsBalances placed with approved foreign banking institutions.
2%
Cash on HandPhysical cash currently held by the business.
3%
Cash in TransitCash moving between locations or custodians.
3%
Smart Safe BalancesStore-level cash captured through smart-safe programs.
2%
ACH in TransitACH items initiated but not yet fully settled.
2%
Wire Transfers in TransitDomestic or cross-border wires pending completion.
2%
Standby Letters of CreditIrrevocable standby LOC support recognized in the structure.
4%
Agent ReceivablesAmounts due from authorized delegates or agents.
5%
U.S. TreasuriesDirect U.S. government obligations used as core admissible assets.
14%
Agency SecuritiesObligations issued or guaranteed by U.S. agencies.
6%
Municipal SecuritiesEligible state or local government obligations.
3%
Commercial PaperShort-duration paper subject to rating and maturity screens.
5%
Bankers’ AcceptancesBank-supported trade instruments treated as short-term eligible assets.
3%
Money Market FundsEligible money market fund exposure within rule limits.
8%
Repurchase AgreementsCollateralized repo positions backed by qualifying securities.
4%
Planner visualization
Financial products remapped into the PI envelope
The allowable zone stays PI-based. The marker shows actual bucket exposure after the product inputs on the left are translated through the demo legal logic.
Linked bars
Legal-table driven demo
PI10 · Domestic Deposits
Insured domestic deposits and customer-bank cash layer.
0%0%
0%
PI20 · Foreign Bank Deposits
Strictest recurring pattern in sample states keeps this tightly capped.
0%0%
0%
PI30 · Cash on Hand / In Transit
Operational cash, vault cash, in-transit cash, and smart-safe style components.
0%0%
0%
PI40 · Total Cash
Aggregate cash framing that cross-checks reserve posture.
0%0%
0%
PI50 · Irrevocable LOC
Modeled as a constant support line rather than a draggable portfolio bucket.
0%0%
0%
PI60 · Due from Agents
Receivables-based coverage line with tighter state caps and aging logic.
0%0%
0%
PI70 · A-Rated and Above
Investment-grade paper and eligible rated instruments.
0%0%
0%
PI80 · BBB / Lower / Non-Rated
High-friction sleeve where the strictest states create the tightest pressure.
0%0%
0%
PI90 · Treasuries / U.S. Agencies
Government securities remain the cleanest anchor bucket.
0%0%
0%
Scenario Summary
Compact readout
Compliance score
0%
Compliant
Total allocation
0%
In range
Reserve posture
0%
Healthy
High-friction sleeve
0%
Within cap
State evidence
Inspect legal hooks
Selected footprint
State evidence
Inspect legal hooks
Arizona
Foreign bank deposits ≤10%; due-from-agent receivables stay tightly capped.
California
Deposits, cash, and eligible-rated securities remain the core admissible layers.
Colorado
Foreign-bank and delegate-receivable logic create tight non-core sleeves.
New York
Cash, bank instruments, and U.S. obligations support the reserve anchor.
Binding Constraints
Why the bars move together
PI20 foreign bank cap
Arizona and Colorado imply a 10% style ceiling, so foreign-bank exposure cannot scale freely.
PI60 due-from-agent pressure
Operational flows expand receivable sleeves, so moving deposits can tighten PI60 headroom.
PI90 anchor effect
Treasuries and agency obligations stay the cleanest admissible layer, so increasing them usually improves posture.
Legal anchor detail (demo)
Public demo anchor only.
Ruleset anchor: v2026.01.10 (demo)