Permitfolio | Platform Workspace

Compliance Console

At-a-glance visibility across footprint, constraints, and posture.

Platform supports 50/50 jurisdictions. Metrics below are computed for the selected company’s in-scope footprint (34 states).

Current snapshot: Compliant

Compliance Posture

Compliant

Explicit current state

Structured PI Rules

1,284

Rules

Coverage (In-Scope)

States

Active Constraints

Total

Binding Constraints

Current drivers

Cross-State Logic

Shared interactions

Yield Uplift

bps avg.

Deployable Balance

$42.3M

Reallocatable capital under the current snapshot + ruleset.

State posture

In-scope heatmap

Colors reflect posture within the company’s 34-state footprint.

34 states

Compliant

High Risk

Non-Compliant

Out-of-Scope

What it shows

1 State-level posture and where constraints bind, not just a static map.
2 Policy updates + alerts separated from routine updates to reduce noise.
3 Traceable outputs — every pass/fail ties to a rule unit and a reasoning path.

Asset telemetry

PI bucket mix

Hover a slice to inspect current exposure by PI bucket and statutory category.

8 PI slices

Grouped by

bucket

Rule graph coverage

50-state rule graph coverage

California remains the open public structured-view state. The California library contains 128 structured PI rules in total; 12 appear in the public CA table below, while a separate Texas PI90 diff shows how the same bucket versions across jurisdictions.

CA public demo

California (CA) — Structured PI rule view

Showing 8 of 128 structured California PI rules. The public demo surfaces 8 representative CA rule units anchored to ruleset v2026.01.10.

PI concentration & aggregate eligibility caps

PI bucket	Rule unit	Max %	Agg cap
PI70	Treasury securities	35%	$0.5B
PI90	Eligible money market funds	50%	$1.0B
PI10	Demand deposits	100%	No separate agg cap
PI80	Prime commercial paper	15%	$0.2B
PI30	Cash on hand & in transit	25%	No separate agg cap
PI40	Total cash on hand + bank	60%	$1.4B
PI50	Irrevocable standby LOC	10%	$0.25B
PI60	Due from agents	10%	$0.15B

Public demo note: the California table is the open structured-view surface. Exact statutory text and subsection citations stay suppressed here and are verified in-product before export.

Versioned diff viewer

TX PI90 versioned change: Money market cap tightened

TX diff example

Before

PI90 max: 30%

Ruleset v2026.01.05

After

PI90 max: 25%

Ruleset v2026.01.10

Rule-level effect: this TX rule lowers the PI90 upper bound from 30% to 25%. The planner impact at right shows how that change carries into the selected snapshot.

Demo logic

California is the public table; Texas carries the versioned diff.

California stays as the stable public view. The Texas PI90 change shows how the same PI bucket can version differently under the same demo snapshot and ruleset anchor.

Ruleset v2026.01.10

Public table

CA structured PI table

8 representative units from the 128-rule CA library.

Versioned diff

TX PI90 revision

Upper bound moves from 30% to 25%.

Selected state

SNAP‑8F21 + ruleset

Same snapshot and ruleset anchor.

ProofPack™ export

Reproduce the selected demo state.

Exports preserve the selected jurisdiction example, ruleset anchor, parsed constraint, and demo snapshot inputs.

Selected snapshot

SNAP‑8F21

Holdings + liabilities + prices

Derived constraints

87 total

34-state in-scope computation

Compliance note: Public demo hides full statutory text; verified source mapping remains in-product and in ProofPack™ artifacts.

Trace path explorer

Rule → Constraint → Planner impact

Uses the Texas PI90 example to show how one PI rule is translated, scoped, and merged into the final planner band.

Explainable

Rule unit

Texas · PI90 · eligible money market funds

Rule family: concentration cap

Ruleset anchor: v2026.01.10

Legal anchor

Public demo anchor only

Exact statute and subsection withheld

Verified source mapping preserved in-product

Parsed constraint

cap(money_market) ≤ 0.25

scope: applies when TX is in-scope

type: PI concentration cap

Planner effect

This TX rule sets the upper bound at 25%

Combined feasible band after cross-state interactions: 8%–25%

Prior-ruleset compression: 5pp

Portfolio Planner

Move products. Watch the PI envelope react.

The left side starts from financial products and balance-sheet sleeves. As you drag allocations, the right side remaps them into the PI buckets used by the legal framework logic.

Planner mode

Product allocation → PI envelope → Posture

Rule basis

Financial products on the left; PI on the right

Inputs below are product-level demo exposures synthesized from the uploaded legal framework table. The PI view is a modeled compliance visualization, not a final legal opinion.

Inputs

Allocation workspace

Compliant

All inputs here are financial products. Drag product exposures on the left; the PI mapping and compliance posture update on the right.

Demand DepositsOperating balances held in bank deposit form.

12%

Savings AccountsReserve balances parked in savings-style accounts.

Customer Reserve AccountsSafeguarded customer balances held in dedicated accounts.

Certificates of DepositTerm bank deposits with fixed maturity structure.

Bank Debt InstrumentsEligible senior bank obligations used as cash-adjacent exposure.

Foreign Bank DepositsBalances placed with approved foreign banking institutions.

Cash on HandPhysical cash currently held by the business.

Cash in TransitCash moving between locations or custodians.

Smart Safe BalancesStore-level cash captured through smart-safe programs.

ACH in TransitACH items initiated but not yet fully settled.

Wire Transfers in TransitDomestic or cross-border wires pending completion.

Standby Letters of CreditIrrevocable standby LOC support recognized in the structure.

Agent ReceivablesAmounts due from authorized delegates or agents.

U.S. TreasuriesDirect U.S. government obligations used as core admissible assets.

14%

Agency SecuritiesObligations issued or guaranteed by U.S. agencies.

Municipal SecuritiesEligible state or local government obligations.

Commercial PaperShort-duration paper subject to rating and maturity screens.

Bankers’ AcceptancesBank-supported trade instruments treated as short-term eligible assets.

Money Market FundsEligible money market fund exposure within rule limits.

Repurchase AgreementsCollateralized repo positions backed by qualifying securities.

Planner visualization

Financial products remapped into the PI envelope

The allowable zone stays PI-based. The marker shows actual bucket exposure after the product inputs on the left are translated through the demo legal logic.

Linked bars Legal-table driven demo

PI10 · Domestic Deposits Insured domestic deposits and customer-bank cash layer.

0%0%

PI20 · Foreign Bank Deposits Strictest recurring pattern in sample states keeps this tightly capped.

0%0%

PI30 · Cash on Hand / In Transit Operational cash, vault cash, in-transit cash, and smart-safe style components.

0%0%

PI40 · Total Cash Aggregate cash framing that cross-checks reserve posture.

0%0%

PI50 · Irrevocable LOC Modeled as a constant support line rather than a draggable portfolio bucket.

0%0%

PI60 · Due from Agents Receivables-based coverage line with tighter state caps and aging logic.

0%0%

PI70 · A-Rated and Above Investment-grade paper and eligible rated instruments.

0%0%

PI80 · BBB / Lower / Non-Rated High-friction sleeve where the strictest states create the tightest pressure.

0%0%

PI90 · Treasuries / U.S. Agencies Government securities remain the cleanest anchor bucket.

0%0%

The Compliance Console

At-a-glance visibility across footprint, constraints, and posture.

In-scope heatmap

PI bucket mix

50-state rule graph coverage

California (CA) — Structured PI rule view

TX PI90 versioned change: Money market cap tightened

California is the public table; Texas carries the versioned diff.

Reproduce the selected demo state.

Rule → Constraint → Planner impact

Move products. Watch the PI envelope react.

Allocation workspace

Financial products remapped into the PI envelope